Terms of Use Agreement

1. Acceptance of Terms

Welcome to PappyDeez Investment Group Inc. ("Company," "we," "our," or "us"). By accessing or using our website, educational content, and services (collectively, the "Services"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, you may not access or use our Services.

We reserve the right to modify these Terms at any time. Your continued use of the Services after any changes indicates your acceptance of the updated Terms. It is your responsibility to review these Terms periodically.

2. Description of Services

PappyDeez Investment Group Inc. provides cryptocurrency security education services designed to help users protect their digital assets. Our Services include:

• Educational guides and articles on cryptocurrency security best practices
• Hardware wallet and software wallet security guidance
• Seed phrase management and recovery procedures
• Multi-signature wallet implementation guides
• AI-assisted security verification techniques
• General cybersecurity education for cryptocurrency users
• Consultation services and personalized security assessments

3. Educational Purpose and Disclaimer

3.1 Not Financial, Investment, or Legal Advice

You should not construe any information provided as a recommendation to buy, sell, or hold any cryptocurrency, token, or other digital asset. Any decisions you make based on information from our Services are made at your own risk.

3.2 Do Your Own Research

We strongly encourage you to conduct your own research and consult with qualified professionals before making any financial or investment decisions. Cryptocurrency investments carry significant risk, including the potential loss of your entire investment.

3.3 No Guarantees

While we strive to provide accurate and up-to-date information, we make no representations or warranties regarding the completeness, accuracy, reliability, suitability, or availability of any information, products, services, or related graphics contained in our Services. The cryptocurrency landscape changes rapidly, and information may become outdated.

4. User Responsibilities

4.1 Eligibility

You must be at least 18 years old to use our Services. By using our Services, you represent and warrant that you are of legal age to form a binding contract.

4.2 Account Security

You are responsible for maintaining the confidentiality of any account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

4.3 Lawful Use

You agree to use our Services only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Services in any way that violates any applicable federal, state, local, or international law or regulation
• Attempt to gain unauthorized access to any portion of the Services or any systems or networks connected to the Services
• Engage in any activity that interferes with or disrupts the Services
• Use any automated system to access the Services in a manner that sends more request messages than a human could reasonably produce
• Impersonate or attempt to impersonate the Company, a Company employee, another user, or any other person or entity
• Reproduce, duplicate, copy, sell, resell, or exploit any portion of the Services without our express written permission

4.4 Implementation of Security Practices

Any security practices or recommendations you implement based on our educational content are done at your own risk. We are not responsible for any losses, damages, or security breaches that may occur as a result of implementing the information provided through our Services.

5. Intellectual Property Rights

5.1 Our Content

The Services and their entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by PappyDeez Investment Group Inc., its licensors, or other providers of such material and are protected by copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

5.2 Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use our Services for personal, non-commercial educational purposes. This license does not include:

• Any resale or commercial use of the Services or their contents
• The collection and use of any product listings, descriptions, or prices
• Any derivative use of the Services or their contents
• Any downloading or copying of account information for the benefit of another merchant
• Any use of data mining, robots, or similar data gathering and extraction tools

5.3 Trademarks

The PappyDeez Investment Group Inc. name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of PappyDeez Investment Group Inc. or its affiliates or licensors. You may not use such marks without our prior written permission.

6. Third-Party Links and Services

Our Services may contain links to third-party websites, services, or resources. These links are provided for your convenience only. We have no control over the contents of those sites or resources and accept no responsibility for them or for any loss or damage that may arise from your use of them.

When you access third-party websites, you do so at your own risk. We encourage you to review the terms and privacy policies of any third-party websites or services you visit.

7. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL PAPPYDEEZ INVESTMENT GROUP INC., ITS AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

• Your access to or use of or inability to access or use the Services
• Any conduct or content of any third party on the Services
• Any content obtained from the Services
• Unauthorized access, use, or alteration of your transmissions or content
• Financial losses resulting from cryptocurrency investments or security practices
• Loss of cryptocurrency assets due to theft, hacking, or user error

WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT WE HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.

8. Disclaimer of Warranties

THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER THE COMPANY NOR ANY PERSON ASSOCIATED WITH THE COMPANY MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE SERVICES.

WITHOUT LIMITING THE FOREGOING, NEITHER THE COMPANY NOR ANYONE ASSOCIATED WITH THE COMPANY REPRESENTS OR WARRANTS THAT:

• The Services will be accurate, reliable, error-free, or uninterrupted
• Defects will be corrected
• The Services or the server that makes them available are free of viruses or other harmful components
• The information provided will result in successful security implementation or prevention of losses

THE FOREGOING DOES NOT AFFECT ANY WARRANTIES THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

9. Indemnification

You agree to defend, indemnify, and hold harmless PappyDeez Investment Group Inc., its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:

• Your violation of these Terms
• Your use of the Services
• Your violation of any third-party right, including without limitation any copyright, property, or privacy right
• Any claim that your use of the Services caused damage to a third party
• Any financial losses or security breaches resulting from implementation of practices learned through our Services

10. Cryptocurrency-Specific Disclaimers

10.1 Volatility and Risk

Cryptocurrency markets are highly volatile and subject to rapid price fluctuations. The value of digital assets can increase or decrease dramatically, and you may lose some or all of your investment.

10.2 Regulatory Uncertainty

The regulatory status of cryptocurrencies and digital assets varies by jurisdiction and is subject to change. You are responsible for ensuring compliance with all applicable laws and regulations in your jurisdiction.

10.3 Security Responsibility

You are solely responsible for the security of your cryptocurrency assets. Loss of private keys, seed phrases, or access to wallets may result in permanent, irrecoverable loss of your assets. We are not responsible for any such losses.

10.4 Technical Complexity

Cryptocurrency technology is complex and constantly evolving. While we strive to provide clear educational content, the implementation of security practices requires technical knowledge and careful attention to detail. Errors in implementation may result in loss of funds.

11. Geographic Restrictions

We provide our Services from Canada and make no representation that the Services are appropriate or available for use in other locations. Those who access or use the Services from other jurisdictions do so at their own volition and are responsible for compliance with local law.

12. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of Ontario, Canada, without regard to its conflict of law provisions.

Any legal action or proceeding arising under these Terms will be brought exclusively in the courts located in Ontario, Canada, and you hereby irrevocably consent to the personal jurisdiction and venue therein.

13. Dispute Resolution

13.1 Informal Resolution

Before filing a claim, you agree to try to resolve the dispute informally by contacting us. We will try to resolve the dispute informally by contacting you via email.

13.2 Binding Arbitration

If we cannot resolve the dispute informally, any dispute arising from or relating to the subject matter of these Terms shall be finally settled by binding arbitration in Ontario, Canada, in accordance with Canadian arbitration law.

13.3 Class Action Waiver

You and the Company agree that any proceedings to resolve disputes will be conducted on an individual basis and not in a class, consolidated, or representative action.

14. Severability

If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. The invalid or unenforceable provision will be deemed modified to the extent necessary to make it valid and enforceable.

15. Waiver

No waiver by the Company of any term or condition set forth in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of the Company to assert a right or provision under these Terms shall not constitute a waiver of such right or provision.

16. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices or agreements published by us on the Services, shall constitute the entire agreement between you and PappyDeez Investment Group Inc. concerning the Services.

17. Termination

We reserve the right to terminate or suspend your access to the Services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.

Upon termination, your right to use the Services will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

18. Changes to Services

We reserve the right to modify, suspend, or discontinue the Services (or any part thereof) at any time, with or without notice. We will not be liable to you or to any third party for any modification, suspension, or discontinuance of the Services.

19. Contact Information

If you have any questions about these Terms, please contact us at: